⚖️ FATF 40 Recommendations
FATF Alignment
Summary
A definitive mapping of InTouch's platform features and capabilities to each of the Financial Action Task Force's 40 Recommendations — demonstrating how InTouch helps South African accountable institutions fulfil their obligations under the global AML/CFT framework that underpins the FIC Act.
Recommendations
40
FATF Recommendations mapped
Screening Lists
1,400+
lists screened globally
Sanctions
50+
active programmes covered
Introduction
FATF, the FIC Act, and InTouch
The Financial Action Task Force's 40 Recommendations are the internationally agreed global standard for combating money laundering, terrorist financing, and proliferation financing. South Africa's FIC Act is the domestic legislative implementation of these Recommendations — meaning every FATF-aligned obligation flows directly into what accountable institutions must do.
South Africa's February 2023 FATF greylisting identified specific gaps across several Recommendation areas. The resulting legislative amendments — including the December 2022 FIC Act changes and the TPCA — directly tightened obligations for accountable institutions, particularly around beneficial ownership, CDD, PEP identification, and high-value sector oversight. This document maps how InTouch's platform directly supports compliance with those obligations.
This summary is structured around the six FATF pillars, with a detailed mapping table for all 40 Recommendations, a coverage rating for each, and the specific InTouch feature or capability that enables compliance where applicable.
How to Read This Document
Each of the 40 Recommendations is assessed for direct relevance to accountable institutions (private sector). Recommendations primarily addressed at government, law enforcement, or competent authorities are flagged as contextual — they define the regulatory environment InTouch operates within, but compliance is not a platform-level obligation. Where InTouch provides direct or partial coverage, the specific feature is named and explained.
Framework Overview
The Six FATF Pillars
The 40 Recommendations are organised into six thematic pillars. The pillar with the highest relevance to accountable institutions — and where InTouch's coverage is deepest — is the Preventive Measures pillar (Recommendations 9–23).
PILLAR I · R.1–2
Policies & Coordination
National AML/CFT risk assessments and inter-agency coordination frameworks.
R.1–2 · Context for institutions
PILLAR II · R.3–4
ML & Confiscation
Criminalisation of money laundering and asset confiscation powers.
R.3–4 · Legislative/enforcement
PILLAR III · R.5–8
TF & Proliferation Financing
Terrorist financing offences, targeted financial sanctions, and NPO oversight.
R.5–8 · Partially institutional
PILLAR IV · R.9–23
Preventive Measures
CDD, record keeping, PEP identification, correspondent banking, wire transfers, and reporting — the core private-sector obligations.
R.9–23 · Primary InTouch coverage
PILLAR V · R.24–25
Transparency & Beneficial Ownership
Beneficial ownership registers for companies and trusts.
R.24–25 · Significant InTouch coverage
PILLAR VI · R.26–40
Powers & International Cooperation
Supervisory authorities, law enforcement powers, FIU functions, and international cooperation.
R.26–40 · Regulatory scope
How InTouch Coverage is Rated
Fully Addressed by InTouch
Partially Supported (Platform-Enabled)
Contextual / Regulatory Scope
Government / Law Enforcement Only
Pillar I · Recommendations 1–2
Policies & Coordination
These Recommendations establish the national-level AML/CFT framework within which accountable institutions operate. They define what the government must do; they inform what institutions must implement.
Recommendations 1–2: Risk Assessment & National Cooperation
R.1–2| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.1 | Assessing Risks & Applying a Risk-Based Approach (RBA) Countries and institutions must identify, assess, and understand their ML/TF risks and apply resources accordingly. | InTouch Risk Rating Engine operationalises the RBA at client level — scoring every individual and entity across 10 weighted risk categories (customer type, interaction method, source of wealth, geographic risk, AML screening results, etc.). This enables institutions to differentiate CDD, SDD, and EDD treatment based on documented, auditable risk reasoning — the essence of R.1 compliance at the institutional level. | ✓ Full |
| R.2 | National Cooperation & Coordination Government authorities must coordinate nationally on AML/CFT policy. | Government and regulatory obligation. InTouch operates in alignment with the national frameworks established under R.2 — including the FIC Act, FSCA supervisory frameworks, and SAPS coordination. Not a platform-level obligation for accountable institutions, but InTouch's goAML-compatible reporting outputs support institutions in meeting their obligations within this framework. | Context |
Pillar II · Recommendations 3–4
Money Laundering & Confiscation
These Recommendations require the criminalisation of ML and the establishment of confiscation powers — legislative and enforcement obligations. Accountable institutions benefit from understanding these as the "why" behind their reporting obligations.
Recommendations 3–4: ML Offences & Confiscation
R.3–4| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.3 | Money Laundering Offence ML must be criminalised in accordance with the Vienna and Palermo Conventions, across all serious predicate offences. | Legislative obligation enacted in South Africa via POCA (Prevention of Organised Crime Act) and the FIC Act. Accountable institutions' primary obligation under R.3 is to detect and report suspicious transactions (STRs) that may indicate ML. InTouch AML Screening and transaction monitoring capabilities support institutions in identifying activity consistent with ML typologies, generating the evidence base for STR decisions. | ◐ Partial |
| R.4 | Confiscation & Provisional Measures Countries must adopt measures to confiscate proceeds of crime and instrumentalities of ML/TF. | Law enforcement and court-level obligation. Accountable institutions contribute by freezing assets upon receiving a directive from the FIC or relevant authority under POCA. InTouch's UN Sanctions and targeted financial sanctions screening identifies parties against whom asset freezing obligations may apply — enabling institutions to act correctly when freeze directives are issued. | ◐ Partial |
Pillar III · Recommendations 5–8
Terrorist Financing & Proliferation Financing
These Recommendations criminalise terrorist financing, require implementation of UN targeted financial sanctions, and establish obligations around NPOs and proliferation financing. Several carry direct screening obligations for accountable institutions.
Recommendations 5–8: TF Offences, Targeted Sanctions, NPOs & Proliferation
R.5–8| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.5 | Terrorist Financing Offence TF must be criminalised. Accountable institutions must report any property associated with TF. | Enacted in South Africa via the POCDATARA and FIC Act (Terrorist Property Reports — TPRs). InTouch AML Screening screens all clients against UN, OFAC, EU, and HMT lists including terrorism-related designations, enabling institutions to identify and report in accordance with TPR obligations before any property is dealt with. | ✓ Full |
| R.6 | Targeted Financial Sanctions — Terrorism & TF Institutions must implement UN Security Council TFS resolutions without delay — freezing assets and prohibiting transactions with designated parties. | InTouch Sanctions Screening covers all active UN Security Council consolidated lists (1267, 1373, and related resolutions), OFAC SDN list, EU consolidated sanctions, HM Treasury, and other major designating bodies. Screening occurs in real time at onboarding and can be re-run at any interval. Results are logged with timestamp — creating the documented evidence of TFS compliance regulators require. Any match triggers immediate EDD escalation. | ✓ Full |
| R.7 | Targeted Financial Sanctions — Proliferation Financing Institutions must implement UN TFS related to proliferation of weapons of mass destruction without delay. | InTouch Sanctions Screening includes UN proliferation-related designations (DPRK, Iran, and related UN Security Council resolutions). Screening covers all relevant entity and individual designations, ensuring that institutions can identify and freeze assets or refuse transactions involving proliferation-designated parties in compliance with R.7 and FIC Act Section 28B obligations. | ✓ Full |
| R.8 | Non-Profit Organisations (NPOs) NPOs must not be abused for TF purposes. Supervisors must apply risk-proportionate oversight to NPOs. | Primarily a supervisory and NPO sector obligation. For accountable institutions with NPO clients, R.8 informs the InTouch Risk Rating — NPOs are treated as a higher-risk customer type, triggering enhanced due diligence, source-of-funds verification, and more frequent review cycles. InTouch's KYB capability verifies NPO registration status and governance structures. | ◐ Partial |
Pillar IV · Recommendations 9–23
Preventive Measures — The Core Private-Sector Pillar
Recommendations 9–23 constitute the primary obligations of accountable institutions under FATF. This is the pillar where InTouch's coverage is deepest and most direct, addressing CDD, record keeping, PEP identification, wire transfers, new technologies, reliance, and reporting — the operational backbone of every compliance programme.
Financial Institution Secrecy Laws (R.9)
R.9| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.9 | Financial Institution Secrecy Laws Secrecy laws must not inhibit implementation of FATF Recommendations. | Regulatory and legislative obligation. InTouch operates within the legal framework that balances secrecy (POPIA) with disclosure (FIC Act). InTouch's Data Processing Agreement and POPIA Compliance Statement formalise the lawful basis under which verification data is processed — ensuring that CDD is conducted within the law, not in breach of it. | Context |
Customer Due Diligence — R.10, 11, 12
R.10–12| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.10 | Customer Due Diligence Institutions must identify and verify customers, understand the nature of the business relationship, conduct ongoing due diligence, and identify beneficial owners. | The most directly applicable Recommendation to InTouch's core platform. InTouch delivers full R.10 compliance through: (a) Identity Verification — full name, DOB, ID number verified against DHA/HANIS in real time; (b) Biometric Liveness Check — confirming the person presenting is the verified identity; (c) KYB / CIPC Lookup — entity identification and verification; (d) Risk Rating — purpose and nature of the business relationship assessed and documented; (e) Ongoing monitoring scheduling — next-review dates automatically set; (f) UBO identification — beneficial owners identified and individually verified. | ✓ Full |
| R.11 | Record Keeping All CDD information and transaction records must be maintained for a minimum of 5 years and made available to competent authorities. | InTouch Audit Trail automatically retains every verification record — including the full data collected, sources queried, results returned, timestamps, and the identity of the operator who ran the check — for a minimum of 5 years from the conclusion of the business relationship. Records are cryptographically sealed (SHA-256 hash), making tampering immediately detectable. Exportable as PDF on demand — available to regulators within minutes, not days. | ✓ Full |
| R.12 | Politically Exposed Persons Institutions must apply EDD to foreign PEPs (mandatory) and domestic PEPs/international organisation PEPs (risk-based). Senior management approval required; source of wealth must be established. | InTouch PEP Screening identifies Domestic PEPs (DPEPs), Foreign PEPs (FPEPs), and Prominent Influential Persons (PIPs) at onboarding and on an ongoing basis. PEP detection automatically triggers EDD routing — escalating the record to a senior compliance officer, flagging for source-of-wealth documentation, and applying enhanced review scheduling. All PEP identification events are logged with the screening basis and response. Covers family members and close associates of designated PEPs. | ✓ Full |
Correspondent Banking, Shell Banks & New Technologies — R.13, 14, 15
R.13–15| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.13 | Correspondent Banking Institutions must apply EDD to cross-border correspondent banking relationships and assess the respondent institution's AML/CFT controls. | Primarily relevant to banking institutions. InTouch supports R.13 compliance for institutions with correspondent banking activities by enabling AML screening and EDD workflows for correspondent institution counterparties, including sanctions screening and adverse media review of the respondent institution's jurisdiction and leadership. | ◐ Partial |
| R.14 | Money or Value Transfer Services (MVTS) MVTS providers must be licensed, registered, and subject to AML/CFT measures. | Primarily a registration and supervisory obligation for MVTS providers. For institutions that use or deal with MVTS providers, InTouch's KYB capability can verify the registration status of MVTS counterparties and screen their key personnel for AML, PEP, and sanctions exposure. | ◐ Partial |
| R.15 | New Technologies Institutions must assess ML/TF risks of new products, services, and technologies before launch, and manage those risks. | InTouch directly enables R.15 compliance for institutions deploying digital onboarding, remote identity verification, and virtual asset services. The platform's biometric liveness detection, AI-powered document authentication, and synthetic identity fraud detection controls are specifically designed to manage the elevated risk of digital-channel customer acquisition — the core concern of R.15 in the modern financial services environment. | ✓ Full |
Wire Transfers & Reliance on Third Parties — R.16, 17
R.16–17| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.16 | Wire Transfers Institutions must include and verify required originator and beneficiary information in wire transfers, and screen against TFS lists. | For institutions conducting wire transfers, R.16 requires beneficiary screening before funds are released. InTouch Sanctions and AML Screening can be run on both originating and beneficiary parties for any transfer, ensuring that funds are not transmitted to sanctioned or TFS-designated parties. The sub-3-second screening time enables real-time payment screening without operational friction. | ✓ Full |
| R.17 | Reliance on Third Parties Institutions may rely on third parties to perform CDD, but ultimate responsibility remains with the relying institution. Third parties must be regulated and compliant. | InTouch provides CDD enablement infrastructure that accountable institutions may use to fulfill their customer due diligence obligations under R.17 — however, ultimate responsibility for CDD compliance remains with the institution. InTouch's POPIA compliance, DHA/HANIS and CIPC integration, and full audit trail documentation support institutions in meeting their CDD requirements. The Data Processing Agreement formalises the relationship. | ◐ Partial |
Internal Controls, DNFBPs, Reporting & Tipping Off — R.18–21
R.18–21| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.18 | Internal Controls & Foreign Branches Institutions must implement group-wide AML/CFT programmes including internal controls, compliance management, and employee screening. | InTouch supports R.18 internal control implementation through: role-based access controls (ensuring segregation of duties), operator-level audit logging (every action attributed to a named user), risk rating documentation (written rationale for every CDD decision), and review scheduling (systematic ongoing monitoring). These controls form the verifiable, auditable backbone of a compliant internal AML/CFT programme. | ✓ Full |
| R.19 | Higher-Risk Countries Institutions must apply EDD to customers and transactions involving countries identified by FATF as high-risk. | InTouch Risk Rating incorporates geographic risk as a weighted category. Countries on the FATF high-risk and monitored lists (including FATF Public Statements) are flagged in the risk assessment, automatically elevating the risk score and triggering EDD treatment. The platform's screening covers international sanctions and watchlists relevant to high-risk jurisdictions. Geographic risk weightings are configurable to match each institution's risk framework. | ✓ Full |
| R.20 | Reporting of Suspicious Transactions Institutions must report suspicious transactions (STRs) to the FIU promptly, regardless of value. | InTouch AML Screening and Risk Rating generate the documented evidence base that informs STR decisions. When a screening match, high risk score, or flagged transaction pattern is identified, InTouch creates an audit-ready record of the detection, the basis for suspicion, and the escalation pathway — all of which are required to support a well-documented STR submission to the FIC via goAML. STR submission itself is completed directly through the goAML portal. | ◐ Partial |
| R.21 | Tipping-Off & Confidentiality Institutions must not disclose to a customer that an STR has been filed or that they are under investigation. Staff must be protected from liability for good-faith reporting. | InTouch's platform workflow design supports tipping-off prevention by separating screening results (visible to compliance staff) from client-facing communications. EDD escalation and STR preparation workflows are conducted within the portal — not via email or channels that could inadvertently reach the subject. Staff conducting EDD reviews within InTouch are protected under the FIC Act's safe harbour provisions for good-faith reporting. | ◐ Partial |
Designated Non-Financial Businesses & Professions (DNFBPs) — R.22, 23
R.22–23| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.22 | DNFBPs — Customer Due Diligence The same CDD obligations that apply to financial institutions apply to DNFBPs: lawyers, accountants, real estate agents, dealers in precious metals/stones, and trust/company service providers. | InTouch's platform serves DNFBP accountable institutions directly. Legal firms, accountancy practices, real estate agencies, and high-value goods dealers can conduct the same full KYC, AML, PEP screening, UBO identification, and risk rating workflows as financial institutions — using the same platform. The audit trail supports demonstrating CDD compliance to the FIC and relevant supervisory bodies (LSSA, SAICA, EAAB, etc.). | ✓ Full |
| R.23 | DNFBPs — Other Measures DNFBPs must apply the same internal controls, record keeping, and STR reporting measures as financial institutions. | InTouch's record keeping, audit trail, and risk rating capabilities apply equally to DNFBP clients. The platform's role-based access controls, 5-year retention, and PDF export functionality directly satisfy R.23 record-keeping requirements for law firms, accountants, and other DNFBPs. Internal rule documentation is supported through the Risk Rating framework's configurable policy settings. | ✓ Full |
Pillar V · Recommendations 24–25
Transparency & Beneficial Ownership
Recommendations 24 and 25 address the transparency of legal persons and arrangements — the obligations around identifying who ultimately owns and controls companies and trusts. These were among the specific areas where South Africa received adverse FATF findings, making them particularly high-priority for accountable institutions.
Recommendations 24–25: Companies & Trusts
R.24–25| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.24 | Transparency & Beneficial Ownership of Legal Persons Countries must ensure adequate, accurate, and up-to-date beneficial ownership information is available for all legal persons, and that institutions can access this information. | InTouch KYB capability delivers R.24 compliance at the institutional level. For every legal entity client, InTouch: (a) verifies company registration via real-time CIPC lookup; (b) identifies all directors and authorised signatories; (c) individually verifies all UBOs (natural persons with ≥5% ownership); (d) where no majority shareholder exists, identifies and verifies controlling officers (CEO, CFO, COO). Every UBO is run through the full identity verification and AML screening workflow. Ownership structures are documented in the audit trail with source references. | ✓ Full |
| R.25 | Transparency & Beneficial Ownership of Legal Arrangements (Trusts) Trustees must maintain adequate, accurate, and current beneficial ownership information and disclose their status to institutions. Institutions must identify and verify trustees, settlors, beneficiaries, and protectors. | InTouch Trust KYB workflows address R.25 obligations for institutions with trust clients. The platform captures and verifies: the founder/settlor (identity verified against DHA); all trustees (individually identity-verified); named and discretionary beneficiaries (identified and documented); and the Letter of Authority from the Master of the High Court. Where beneficiaries are a class (unborn, undetermined), the class description and distribution criteria are documented. All trust-related persons are screened for AML, PEP, and sanctions exposure. | ✓ Full |
Pillar VI · Recommendations 26–40
Powers, Supervision & International Cooperation
Recommendations 26–40 primarily address the obligations of competent authorities — regulators, the FIC, law enforcement, and government agencies. They define the environment within which accountable institutions operate, and several create indirect obligations for institutions. InTouch's audit trail and record-keeping capabilities are the primary institutional contribution to Pillar VI compliance.
Recommendations 26–35: Regulatory Powers, Supervision & FIU
R.26–35| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.26 | Regulation & Supervision of Financial Institutions Competent authorities must supervise financial institutions for AML/CFT compliance. | FSCA and Prudential Authority obligation. InTouch supports supervised institutions in demonstrating compliance during supervisory examinations through its on-demand audit trail exports, risk rating documentation, and screening result archives — enabling institutions to respond to regulatory information requests within hours rather than days. | Context |
| R.27 | Powers of Supervisors Supervisors must have adequate powers to supervise, inspect, and sanction institutions. | Regulatory power — not an institutional obligation. InTouch's audit trail ensures that when supervisors exercise their inspection powers, institutions can produce complete, structured, and credible compliance records in response. | Context |
| R.28 | Regulation & Supervision of DNFBPs DNFBPs must be subject to effective AML/CFT supervision. | Supervisory obligation for the LSSA, SAICA, EAAB, and other DNFBP-sector supervisors. InTouch's platform equips DNFBP institutions to meet the CDD standards that their supervisors will examine — creating the documented evidence of compliance that supervisory reviews expect. | Context |
| R.29 | Financial Intelligence Units Countries must establish an FIU to receive, analyse, and disseminate financial intelligence. | FIC (Financial Intelligence Centre) in South Africa. Accountable institutions report to the FIC via goAML. InTouch's AML workflows generate the structured evidence — screening results, risk ratings, suspicious indicators — that informs the STR and CTR submissions institutions make to the FIC. | ◐ Partial |
| R.30 | Responsibilities of Law Enforcement & Investigative Authorities | SAPS, NPA, and Hawks obligation. Not an institutional compliance requirement. InTouch records support law enforcement investigations by providing auditable evidence of institution-level CDD when requested under compulsory process. | Gov Only |
| R.31 | Powers of Law Enforcement & Investigation | Law enforcement powers — government obligation. InTouch records are available to law enforcement under applicable legal processes (court orders, FIC directives). | Gov Only |
| R.32 | Cash Couriers Declaration or disclosure systems for cross-border physical currency movements. | SARB and SARS border control obligation. Not directly applicable to most accountable institution platform functions. InTouch's IFTR-supporting workflows assist institutions that process cross-border electronic transfers, but physical cash courier declarations are a separate regulatory process. | Gov Only |
| R.33 | Statistics Countries must maintain comprehensive statistics on AML/CFT matters. | FIC and competent authority obligation. InTouch's bulk reporting and export capabilities allow accountable institutions to compile and submit statistical data on verification volumes, risk ratings, and screening results when requested by regulators — supporting the national statistics function indirectly. | Context |
| R.34 | Guidance & Feedback Competent authorities must provide guidance and feedback to institutions. | FIC, FSCA, and supervisory body obligation. InTouch monitors and incorporates FIC Guidance Notes into platform updates — ensuring that when the FIC issues guidance (e.g., the 2024 Guidance on Synthetic Identity Fraud), InTouch's controls are updated to reflect the latest regulatory expectations. | Context |
| R.35 | Sanctions Countries must apply effective, proportionate, and dissuasive sanctions for non-compliance. | Regulatory enforcement obligation. InTouch directly reduces institutions' exposure to sanctions under R.35 by providing the compliance infrastructure required to meet FATF-aligned obligations — meaning the risk of non-compliance findings that attract sanctions is substantially reduced. | Context |
Recommendations 36–40: International Cooperation
R.36–40| Rec. | Recommendation | Institutional Obligation & InTouch Response | Coverage |
|---|---|---|---|
| R.36 | International Instruments | Government obligation — ratification of UNTOC, Vienna Convention, Palermo Convention, and related instruments. Implemented in South Africa via POCA, POCDATARA, and the FIC Act. | Gov Only |
| R.37 | Mutual Legal Assistance | DOJ and NPA obligation. InTouch audit records can support MLA requests where an institution's customer records are relevant to foreign proceedings — provided through proper legal process. | Gov Only |
| R.38 | Mutual Legal Assistance — Freezing & Confiscation | Law enforcement and court obligation. InTouch's Sanctions Screening ensures institutions can respond correctly to international freezing requests by having already identified sanctioned counterparties before any transaction occurs. | ◐ Partial |
| R.39 | Extradition | Government obligation. No direct institutional application. InTouch AML screening covers Interpol notices and international law enforcement databases as part of the adverse media and watchlist screening suite. | Gov Only |
| R.40 | Other Forms of International Cooperation Competent authorities must be able to share financial intelligence internationally. | FIC and competent authority obligation. InTouch's global screening databases — covering OFAC, EU, HMT, UN, and over 1,400 international lists — enable South African institutions to identify counterparties of concern to foreign FIUs before transactions occur, indirectly supporting the international cooperation framework that R.40 establishes. | ◐ Partial |
Summary
Complete Coverage Summary — All 40 Recommendations
The table below provides a concise overview of InTouch's coverage position across all 40 FATF Recommendations, the pillar each belongs to, and the primary InTouch feature or capability involved.
| Rec. | Short Title | Pillar | Primary InTouch Feature | Coverage |
|---|---|---|---|---|
| R.1 | Risk-Based Approach | Policies | Risk Rating Engine (10-category weighted scoring) | ✓ Full |
| R.2 | National Coordination | Policies | Framework context — goAML reporting support | Context |
| R.3 | ML Offence | ML/Confiscation | AML Screening — STR evidence base | ◐ Partial |
| R.4 | Confiscation | ML/Confiscation | UN Sanctions Screening — freeze directive enablement | ◐ Partial |
| R.5 | TF Offence | TF/PF | AML Screening — terrorism designations, TPR support | ✓ Full |
| R.6 | Targeted Financial Sanctions — TF | TF/PF | Sanctions Screening — UN, OFAC, EU, HMT lists | ✓ Full |
| R.7 | Targeted Financial Sanctions — PF | TF/PF | Sanctions Screening — proliferation designations (DPRK, Iran) | ✓ Full |
| R.8 | Non-Profit Organisations | TF/PF | Risk Rating — NPO customer type; KYB verification | ◐ Partial |
| R.9 | Financial Secrecy Laws | Preventive | POPIA-aligned Data Processing Agreement | Context |
| R.10 | Customer Due Diligence | Preventive | Identity Verification + KYB + Biometrics + Risk Rating + UBO | ✓ Full |
| R.11 | Record Keeping | Preventive | Audit Trail — 5-year tamper-proof retention, PDF export | ✓ Full |
| R.12 | Politically Exposed Persons | Preventive | PEP Screening — DPEP, FPEP, PIP + EDD routing | ✓ Full |
| R.13 | Correspondent Banking | Preventive | AML + KYB for correspondent institution counterparties | ◐ Partial |
| R.14 | MVTS Providers | Preventive | KYB for MVTS counterparty verification | ◐ Partial |
| R.15 | New Technologies | Preventive | Biometric liveness, AI doc auth, synthetic identity detection | ✓ Full |
| R.16 | Wire Transfers | Preventive | Real-time Sanctions + AML Screening for payment parties | ✓ Full |
| R.17 | Reliance on Third Parties | Preventive | InTouch as compliant third-party CDD provider (DPA) | ✓ Full |
| R.18 | Internal Controls | Preventive | RBAC, operator logging, risk documentation, review scheduling | ✓ Full |
| R.19 | Higher-Risk Countries | Preventive | Geographic risk category in Risk Rating, FATF list integration | ✓ Full |
| R.20 | Suspicious Transaction Reporting | Preventive | AML evidence base for STR decisions — goAML submission separate | ◐ Partial |
| R.21 | Tipping-Off & Confidentiality | Preventive | Internal workflow separation — screening results not client-facing | ◐ Partial |
| R.22 | DNFBPs — CDD | Preventive | Full KYC/AML/PEP platform available to all DNFBP sectors | ✓ Full |
| R.23 | DNFBPs — Other Measures | Preventive | Record keeping + audit trail + risk framework for DNFBPs | ✓ Full |
| R.24 | BO of Legal Persons | Transparency | KYB — CIPC + UBO identification + individual ID verification | ✓ Full |
| R.25 | BO of Legal Arrangements | Transparency | Trust KYB — founder, trustee, beneficiary verification | ✓ Full |
| R.26 | Regulation of FIs | Powers | Audit trail supports supervisory examinations | Context |
| R.27 | Powers of Supervisors | Powers | On-demand record export for supervisor inspection | Context |
| R.28 | Regulation of DNFBPs | Powers | Platform compliance evidence for DNFBP supervisors | Context |
| R.29 | Financial Intelligence Units | Powers | AML screening evidence to support FIC reporting | ◐ Partial |
| R.30 | Law Enforcement Responsibilities | Powers | Government / law enforcement only | Gov Only |
| R.31 | Powers of Law Enforcement | Powers | Government / law enforcement only | Gov Only |
| R.32 | Cash Couriers | Powers | Government / SARB / SARS border control only | Gov Only |
| R.33 | Statistics | Powers | Bulk export supports institutional statistical reporting | Context |
| R.34 | Guidance & Feedback | Powers | FIC Guidance incorporated into platform updates | Context |
| R.35 | Sanctions for Non-Compliance | Powers | Compliance infrastructure reduces sanction exposure | Context |
| R.36 | International Instruments | Int'l Coop. | Government treaty obligation | Gov Only |
| R.37 | Mutual Legal Assistance | Int'l Coop. | Government / DOJ obligation | Gov Only |
| R.38 | MLA — Freezing & Confiscation | Int'l Coop. | Sanctions Screening — pre-transaction freeze enablement | ◐ Partial |
| R.39 | Extradition | Int'l Coop. | Government obligation — Interpol coverage in adverse media | Gov Only |
| R.40 | Other Int'l Cooperation | Int'l Coop. | 1,400+ global lists support international intelligence alignment | ◐ Partial |
Feature Mapping
InTouch Features — FATF Recommendation Cross-Reference
The inverse view: each InTouch platform feature and the specific FATF Recommendations it directly supports.
Identity Verification (DHA/HANIS)
Real-time government database lookupVerifies full name, DOB, and ID number of natural persons against the Department of Home Affairs national identity register in real time.
R.10R.22R.23R.24
Biometric Liveness Detection
AI facial match + liveness checkConfirms the person presenting is the verified identity using 3D liveness analysis and facial comparison. Detects synthetic identities and presentation attacks.
R.10R.15R.22
AML & Sanctions Screening
1,400+ global lists in <3 secondsScreens individuals and entities against UN, OFAC, EU, HMT, and global watchlists simultaneously. Covers TF, PF, and ML designations.
R.3R.4R.5R.6R.7R.16R.20
PEP Screening
DPEP, FPEP, PIP + EDD routingIdentifies domestic and foreign PEPs and Prominent Influential Persons. Automatically triggers Enhanced Due Diligence workflows and senior management escalation for all matches.
R.12R.19R.20R.22
Risk Rating Engine
10-category weighted RBA scoringOperationalises the FATF Risk-Based Approach at client level. Documents risk reasoning, assigns CDD/SDD/EDD treatment, and schedules ongoing review cycles.
R.1R.8R.10R.18R.19
KYB — Company & Trust Verification
CIPC + UBO identificationVerifies legal entities via CIPC, verifies all directors, beneficial owners (≥5%), and trust parties. Individually verifies each natural person through the full identity and AML workflow.
R.10R.22R.24R.25
Audit Trail & Record Keeping
SHA-256 sealed, 5-year retentionEvery verification is automatically logged with a tamper-proof timestamp and cryptographic seal. Exportable as PDF on demand. Retained for 5 years from end of relationship.
R.11R.18R.22R.23R.26
Consent Service
POPIA-compliant digital consentDelivers, records, and timestamps informed consent before any personal information is processed — satisfying POPIA Section 11 and the lawful processing requirements that underpin every FATF CDD obligation.
R.9R.10R.15
Bulk Automations
Thousands of records via single uploadEnables periodic re-screening of entire client books for AML, PEP, and sanctions — essential for R.10 ongoing monitoring and the institution-wide risk reassessments required under R.1.
R.1R.10R.12R.18R.20
South Africa FATF Greylist — Areas of Heightened Focus
FATF's 2023 greylisting of South Africa identified specific deficiencies across R.6 (Targeted Financial Sanctions), R.10 (CDD — particularly beneficial ownership), R.12 (PEP identification), R.24 and R.25 (Transparency and beneficial ownership of legal persons and trusts), and R.28 (Supervision of DNFBPs). InTouch delivers full or primary coverage across all five of these greylisting trigger areas — directly addressing the gaps that regulators are most closely scrutinising.
Disclaimer: This document maps InTouch's platform capabilities to the FATF 40 Recommendations as they apply to South African accountable institutions, based on the 2012 FATF Recommendations (as revised through October 2023) and their implementation in South Africa via the FIC Act and related legislation. Coverage ratings reflect InTouch's capability to assist institutions in meeting their obligations — ultimate compliance responsibility remains with each accountable institution and its designated compliance officer. This document does not constitute legal advice. Accountable institutions should engage qualified legal and compliance counsel to assess their specific obligations. InTouch's features and integrations are subject to change — refer to portal.intouch.io/explore for current capabilities.
Appendix · Complete Data Sources
InTouch Screening Universe — Every Source, Every Region
The following is the complete, verified list of data sources powering InTouch's AML, sanctions, enforcement, PEP/PIP, and adverse media screening capabilities. Sources are monitored continuously and updated in real time. This breadth of coverage is what allows InTouch to make a single screening check meaningful across all applicable FATF Recommendation areas.
50+
Sanctions list programmes screened
1,400+
Enforcement & regulatory lists globally
220+
Jurisdictions covered
4
Regional desks: Americas, APAC, Europe, MEA
Real-time
Continuous monitoring, not batch updates
The Three Screening Layers
Layer 1
Sanctions Screening
FATF R.6, R.7, R.16
InTouch screens against every major global sanctions regime simultaneously. Covers designated individuals, entities, vessels, and aircraft across all active UN Security Council resolutions, OFAC SDN and non-SDN lists, EU consolidated restrictive measures, and HMT/OFSI regimes.
Programmes Covered Include:
- ›UN Security Council Resolutions (1267, 1373, 1988, 1970, 1718, 2140, 2206, 2253, 2653 + all active regimes)
- ›OFAC SDN List — 40+ programme-specific lists (counter-terrorism, counter-narcotics, Iran, Russia, North Korea, Cuba, Syria, Venezuela, Global Magnitsky, Cyber, Non-Proliferation, and more)
- ›OFAC non-SDN lists — SSI, FSE, NS-PLC, CAPTA, NS-MBS, NS-CMIC
- ›EU Consolidated Restrictive Measures — 50+ active regimes covering terrorism, human rights, proliferation, country-specific programmes
- ›HMT/OFSI — 30+ regime-specific lists (Afghanistan, Belarus, Russia, Iran, Myanmar, ISIL/Al-Qaida, Global Human Rights, Cyber, Counter-Terrorism, and more)
- ›Asian Development Bank Sanctions List
- ›Regional sanctions: Australia DFAT, Canada Global Affairs, Japan MoF, Singapore MAS, New Zealand, and 20+ other national programmes
- ›MEA-specific: Bahrain, Egypt, Jordan, Qatar, UAE, Saudi Arabia, Nigeria national terrorist and sanctions lists
Layer 2
PEP / PIP Screening
FATF R.12, R.19, R.22
InTouch identifies Politically Exposed Persons (PEPs), Prominent Influential Persons (PIPs), and their close associates and family members across all jurisdictions — covering domestic, foreign, and international organisation PEPs as required by FATF R.12 and the FIC Act.
Categories Screened:
- ✓Domestic PEPs (DPEPs) — Current and former holders of prominent public functions in South Africa: senior government officials, members of Cabinet and Parliament, executive officers of state-owned enterprises, senior judiciary, senior military and police leadership
- ✓Foreign PEPs (FPEPs) — Prominent political figures from all foreign jurisdictions: heads of state, senior politicians, senior government, judicial and military officials across 220+ countries
- ✓International Organisation PEPs — Senior officials of international bodies: UN, AU, IMF, World Bank, FATF, Interpol, and other supranational entities
- ✓Prominent Influential Persons (PIPs) — Individuals with significant influence in business, civil society, or media who may present elevated ML/CF risk
- ✓Close Associates & Family Members — Spouses, children, parents, and known close business associates of all PEP categories
- ✓Former PEPs — Individuals who previously held qualifying positions, subject to appropriate risk-based lookback period
EDD Auto-Trigger: Any PEP or PIP match automatically suspends onboarding, routes the record to the designated MLRO, and initiates the Enhanced Due Diligence workflow — including source of wealth documentation request.
Layer 3
Adverse Media Screening
FATF R.1, R.10, R.12, R.20
InTouch screens against billions of global news articles and media sources to identify adverse coverage linked to money laundering, fraud, corruption, terrorism, sanctions evasion, and other financial crime typologies. Adverse media is a core component of the risk-based approach required by FATF R.1 and R.10.
Coverage Includes:
- ›Money laundering — Criminal charges, investigations, convictions, regulatory actions
- ›Fraud & financial crime — Investment fraud, banking fraud, Ponzi schemes, embezzlement
- ›Corruption & bribery — Public sector corruption, state capture, procurement fraud
- ›Terrorism & extremism — Financing links, affiliation, material support
- ›Narcotics & trafficking — Drug trade, human trafficking, smuggling
- ›Sanctions evasion — Attempts to circumvent designated party restrictions
- ›Tax evasion — Offshore schemes, undeclared income, criminal tax cases
- ›Regulatory enforcement actions — Fines, bans, licence revocations, public censures globally
Coverage: Global news in 30+ languages. Results are relevance-ranked and categorised by risk typology. Adverse media hits are logged in the audit trail with source citation and article date.
Enforcement Lists — Full Source Directory
Financial Regulatory & Law Enforcement Source List
InTouch's enforcement screening covers financial regulatory enforcement actions, criminal law enforcement wanted lists, court decisions, exchange disciplinary actions, and anti-corruption body press releases — across four regional desks. The following is the verified source list as published by InTouch.
Americas17 jurisdictions
ArgentinaBahamasBelizeBrazilCanadaChileColombiaDominican RepublicEl SalvadorGuatemalaJamaicaMexicoPanamaPeruPuerto RicoUnited StatesVenezuela
Federal Administration of Public Revenues (AFIP) — Argentina
Ministry of Security — Wanted Persons — Argentina
National Registry of Recidivism (RNR) — Argentina
Securities Commission of the Bahamas (SCB) — Media Releases
Royal Bahamas Police Force (RBPF) — Wanted Suspects
International Financial Services Commission (IFSC) — Belize Warning Notices
Ministry of Transparency (CGU) — CEIS Register — Brazil
Brazilian Federal Public Ministry (MPF) — Press Releases
Superior Court of Justice — Brazil Press Releases
Supreme Federal Court (STF) — Brazil
Alberta Law Enforcement Response Teams (ALERT) — Canada
Alberta Securities Commission — Cease Trade Orders
British Columbia Securities Commission (BCSC) — Disciplined List, Criminal Enforcement, Investment Caution List
Canada Border Services Agency — News releases
Canada Revenue Agency — Enforcement notifications
Financial and Consumer Services Commission (FCNB) — New Brunswick
Financial Markets Authority (AMF) — Quebec
Financial Services Regulatory Authority of Ontario (FSRA)
Manitoba Securities Commission — Cease Trade Orders
Ontario Securities Commission (OSC) — Enforcement News, Cease Trade Orders
Royal Canadian Mounted Police (RCMP) — News & Wanted Persons
FINTRAC — Public notices of administrative monetary penalties
Cayman Islands Monetary Authority — Enforcement Notices
Public Prosecutor's Office of Chile (Fiscalía de Chile)
Office of the Attorney General of Colombia (Fiscalia General)
Office of the Inspector General of Colombia
Attorney General's Office — Dominican Republic
National Banking and Securities Commission (CNBV) — Mexico
Office of the Attorney General of Panama
FBI — Most Wanted
Bureau of Industry and Security (BIS) — Denied Persons List, Entity List, MEU List
Directorate of Defense Trade Controls (DDTC) — Debarred Parties ITAR
FinCEN — Enforcement Actions & Special Measures
OFAC — Civil Penalties and Enforcement
US SEC — Administrative Proceedings, Litigation Releases, Trading Suspensions, PAUSE List
US CFTC — Enforcement actions
US FINRA — Disciplinary Actions
US DOJ — Press Releases (Northeast, South, West, Puerto Rico)
US DEA — Most Wanted Fugitives & Press Releases
US Federal Reserve Board — Enforcement Actions
US Consumer Financial Protection Bureau — Enforcement
FDIC — Prohibition orders (Section 19 FDI Act)
NYSE — Noncompliant Issuers
NASDAQ — Disciplinary Actions
PCAOB — Enforcement Actions
Cboe — Options & Equities Disciplinary Actions (BZX, BYX, C2, EDGA, EDGX)
OCC — Enforcement Actions
US Marshals Service — Profiled Fugitives
US ICE — Most Wanted & News Releases
US Customs and Border Protection — Withhold Release Orders
Venezuelan National Guard — Press Releases
Asia-Pacific (APAC)20+ jurisdictions
AustraliaBangladeshBruneiCambodiaChinaFijiHong KongIndiaIndonesiaJapanSouth KoreaMalaysiaNew ZealandPakistanPhilippinesSingaporeSri LankaTaiwanThailandVietnam+ more
Asian Infrastructure Investment Bank — Debarment List
Australian Securities and Investments Commission (ASIC) — Media Releases, Public Warning Notices, Banned Entities, Enforcement
Australian Prudential Regulation Authority (APRA) — Disqualification Register
Australian Transaction Reports and Analysis Centre (AUSTRAC)
Australian Taxation Office — Media Release
Australian Stock Exchange — Disciplinary Announcements
Commonwealth Director of Public Prosecutions — Media Releases
Corruption and Crime Commission (WA) — News
NSW Independent Commission Against Corruption (ICAC)
Queensland Crime and Corruption Commission
Bangladesh Securities and Exchange Commission — Enforcement
Brunei Darussalam Central Bank — Alert List & News
Cambodian Financial Intelligence Unit (CAFIU)
Supreme People's Court of China — Court Decisions
China Securities Regulatory Commission (CSRC) — Administrative Penalties (all 31 regional administrations)
China Banking and Insurance Regulatory Commission — Administrative Penalty
China Central Commission for Discipline Inspection
People's Bank of China — Administrative Penalty (all branch offices)
Shanghai Stock Exchange — Disciplinary Action
Shenzhen Stock Exchange — Regulatory Dynamics
Public Security Bureau — Wanted Lists (A, B, Fugitives)
Hong Kong Securities and Futures Commission — Alert List, Cold Shoulder Orders, Enforcement
Hong Kong Monetary Authority — Disciplinary Actions
Hong Kong Independent Commission Against Corruption
Central Bureau of Investigation (CBI) — India Press Releases & FIRs
Enforcement Directorate — India News Flash
Securities and Exchange Board of India (SEBI) — Enforcement Orders
Reserve Bank of India — Press Releases
Financial Services Authority of Indonesia (OJK) — Announcements, Illegal Investment List
Corruption Eradication Commission (KPK) — Indonesia Wanted List & Press Releases
Indonesian Stock Exchange — Disciplinary Actions
National Central Bureau Interpol Indonesia
Financial Services Agency — Japan (Unlicensed Entities, Investor Alert, Illegal Financial Corporations)
Securities and Exchange Surveillance Commission (SESC) — Japan Latest Topics, Enforcement
National Police Agency — Japan Wanted List
Tokyo Stock Exchange — Penalty List
Public Security Intelligence Agency — Japan Terrorist List
Financial Services Commission — South Korea Press Releases
Financial Supervisory Service — South Korea Investor Alert & Penalties
Korea Financial Intelligence Unit (KOFIU) — Press Releases
Bank Negara Malaysia — Enforcement Actions, Financial Consumer Alert, Wanted List
Malaysian Anti-Corruption Commission (MACC) — Corruption Offenders Database, Wanted List
Securities Commission Malaysia — Enforcement Actions, Investor Alert, Wanted List
Bursa Malaysia — Media Releases
Financial Markets Authority New Zealand — Warnings, Media Releases
Serious Fraud Office — New Zealand
New Zealand Police — Wanted List
Securities and Exchange Commission of Pakistan — Investigations, Investor Alerts, Orders
National Accountability Bureau — Press Releases & Proclaimed Offenders
Federal Investigation Agency — Pakistan News & Wanted
Anti-Money Laundering Council (Philippines) — Uncooperative Persons, Sanctions Freeze Orders
Philippine SEC — Press Releases, Revoked Registrations, Cease & Desist
Philippine National Police — Wanted Persons, Terrorists
Monetary Authority of Singapore — Enforcement Actions, Investor Alert, Media Releases
Corrupt Practices Investigation Bureau — Singapore
Singapore Exchange — Public Disciplinary Actions, Directors Watchlist
Financial Supervisory Commission Taiwan — Enforcement
Criminal Investigation Bureau — Taiwan Wanted List
Anti-Money Laundering Office of Thailand — News & Seizure Orders
Securities and Exchange Commission Thailand — Enforcement, Investor Alert
Ministry of Public Security — Vietnam News & Wanted List
State Securities Commission of Vietnam — Enforcement
Europe40+ jurisdictions
AlbaniaAustriaBelgiumBosniaBulgariaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGibraltarGreeceGuernseyHungaryIcelandIrelandIsle of ManItalyJerseyKazakhstanLatviaLiechtensteinLithuaniaLuxembourgMaltaNetherlandsNorwayPolandPortugalRomaniaRussiaSlovakiaSloveniaSpainSwedenSwitzerlandTajikistanTurkeyUkraineUnited Kingdom+ more
Financial Market Authority of Austria (FMA) — Published News
Belgian Financial Services and Markets Authority (FSMA) — News, Warnings, Settlements
European Commission — Early Detection and Exclusion System (EDES)
National Bank of Belgium — Administrative fines
Bulgarian National Bank — Administrative Penalties
Bulgarian State Agency for National Security — Sanctions/Fines
Commission for Anti-Corruption and Illegal Assets Forfeiture (CACIAF) — Bulgaria
Cyprus Securities and Exchange Commission (CySEC) — Sanctions, Warnings
Danish Financial Supervisory Authority (DFSA) — Warnings
Estonian Financial Supervision Authority — Warnings, News Feed
Financial Intelligence Unit Estonia — Crime Solutions, Revocations
Finnish Financial Supervisory Authority (FIN-FSA) — Press Releases, Warnings
Financial Markets Authority (AMF) — France Sanctions & Blacklist
French Prudential Supervision Authority (ACPR) — Jurisprudence, Sanctions, Blacklist
French Anticorruption Agency (AFA) — Public Interest Judicial Agreements
Federal Financial Supervisory Authority (BaFin) — Germany Measures, Unauthorized Entities
Federal Criminal Police Office (BKA) — Germany Wanted Persons
Gibraltar Financial Services Commission — Statements, Warnings
Hellenic Capital Market Commission (HCMC) — Warnings
Hellenic Financial Intelligence Unit (Hellenic FIU) — Announcements
Hellenic Gaming Commission — Administrative Sanctions, Blacklist
Guernsey Financial Services Commission — Warnings, Prohibitions
Hungarian National Bank (MNB) — Warnings
Central Bank of Ireland — Enforcement Actions, Unauthorized Firms, Prohibition Notices
Corporate Enforcement Authority (CEA) — Ireland Press Statements
Irish Data Protection Commission — Press Releases
Bank of Italy (Banca d'Italia) — Sanctioned Entities, Provvedimenti rilevanti
Italian Companies and Exchange Commission (CONSOB) — Measures, Warnings
Institute for Supervision of Insurance (IVASS) — Fraudulent Websites
Jersey Financial Services Commission
Agency for Regulation and Development of Financial Market — Kazakhstan Sanctions & Measures
Financial Market Authority of Liechtenstein (FMA)
Bank of Lithuania — Decisions, Sanctions
Commission de Surveillance du Secteur Financier (CSSF) — Luxembourg Warnings
Insurance Commission Luxembourg (CAA) — Sanctions, Warnings
Financial Intelligence Analysis Unit (FIAU) — Malta Administrative Penalties
Malta Financial Services Authority (MFSA) — Administrative Measures, Warnings
Malta Gaming Authority (MGA) — Enforcement Register, Unauthorised Sites
Netherlands Authority for Financial Markets (AFM) — Published Measures, Warnings
Central Bank of Netherlands (DNB) — News
Dutch Police — National Investigation List (Nationale Opsporingslijst)
Financial Supervisory Authority of Norway (Finanstilsynet) — Warnings
Norges Bank Investment Management Fund (NBIM) — Excluded Companies
Polish Financial Supervision Authority (KNF) — Penalties, Public Warnings
Bank of Portugal — Unauthorised Activity
National Anti-Corruption Directorate (DNA) — Romania Press Releases
Romanian Financial Supervisory Authority (ASF) — Sanctions, Alerts
Bank of Russia — Administrative Proceedings, Insurance Decisions, Liquidations
National Bank of Slovakia — Warnings
Securities Market Agency (ATVP) — Slovenia Warnings
Bank of Spain — Sanctions Imposed
National Securities Market Commission (CNMV) — Spain Disciplinary Penalties, Warned Entities
Swedish Financial Supervisory Authority (FI) — Sanctions (Accounting, Financial Companies, Unauthorized)
Swiss Financial Market Supervisory Authority (FINMA) — News, Warning List
State Secretariat for Economic Affairs (SECO) — Switzerland Sanctions List
Swiss Federal Gaming Board (ESBK) — Blacklist
Capital Markets Board of Turkey (SPK) — Bulletin
Financial Crimes Investigation Board (MASAK) — Turkey Asset Freeze Lists
Bank of Ukraine — Corrective Measures, News
Ukrainian Ministry of Interior — Wanted Persons
Financial Conduct Authority (FCA) — UK Fines, Notices, Prohibited Individuals, Warnings, Cancellation Notices
Office of Financial Sanctions Implementation (OFSI) — UK Monetary Penalties
Prudential Regulation Authority (PRA) — Bank of England
National Crime Agency (NCA) — UK Most Wanted, Ancillary Orders
Serious Fraud Office — UK
HM Revenue & Customs — Compliance Penalties, Tax Defaulters, Avoidance Schemes
UK Gambling Commission — Regulatory Actions
Payment Systems Regulator — Enforcement
Information Commissioner's Office (ICO) — Monetary Penalties
All major UK regional constabularies — News and Wanted Persons
EBRD — List of Ineligible Entities (International)
Middle East & Africa (MEA)23+ jurisdictions
AfghanistanAlgeriaBahrainEgyptIranIraqIsraelJordanKenyaLebanonLibyaMauritiusMoroccoNigeriaQatarRwandaSaudi ArabiaSouth AfricaSudanTanzaniaTunisiaUAEZambia+ more
Da Afghanistan Bank — Press Releases
Financial Transactions and Reports Analysis Center of Afghanistan (FinTRACA)
Bank of Algeria — Press Releases
National Agency for Prevention and Fight Against Corruption (ONPLC) — Algeria
Central Bank of Bahrain — Press Releases
Egyptian Money Laundering Combating Unit — Press Releases
Bank of Israel — Press Releases
Israel Securities Authority
Jordan Integrity and Anti-Corruption Commission
Kenya Directorate of Criminal Investigations (DCI)
Kenya Ethics and Anti-Corruption Commission
Kenya Revenue Authority (KRA) — Notices & Press Releases
Financial Services Commission — Mauritius
Independent Commission Against Corruption — Mauritius
Central Bank Nigeria
Economic and Financial Crimes Commission (EFCC) — Nigeria Press Releases, Wanted Persons
Nigeria Deposit Insurance Corporation (NDIC)
Qatar Financial Markets Authority — Media Center
Qatar Stock Exchange — News
Qatar Central Bank — News
Rwanda Public Procurement Authority — Blacklisted Companies
National Anti-Corruption Commission (Nazaha) — Saudi Arabia
Saudi Arabia Capital Market Authority
Saudi Arabian Monetary Authority
Saudi Arabia Stock Exchange (Tadawul) — News
Competition Commission of South Africa — Media Releases
Financial Intelligence Centre (FIC) — South Africa
Financial Sector Conduct Authority (FSCA) — South Africa Enforcement Actions
Johannesburg Stock Exchange (JSE) — South Africa
Companies and Intellectual Property Commission (CIPC) — South Africa
National Prosecuting Authority of South Africa (NPA)
South African Reserve Bank (SARB)
South African Revenue Service (SARS)
Special Investigating Unit (SIU) — South Africa
South African Police Service (SAPS) — News, Wanted List
The National Treasury — South Africa
Ministry of Justice — Sudan & Tunisia Press Releases
Tanzania Legal Information Institute — Judgments
Dubai International Financial Centre (DIFC) — News
Abu Dhabi Global Market (ADGM) — Regulatory Actions, Disqualified Directors, Judgements
Central Bank of UAE — Press Releases
Dubai Financial Services Authority (DFSA)
Dubai Police — Media Center
Dubai Virtual Asset Regulatory Authority (VARA)
Securities and Commodities Authority (SCA) — UAE
Zambia High Court & Supreme Court — Judgments (ZambiaLii)
Note for South African Accountable Institutions: InTouch sources InTouch sources screen all primary South African regulatory and enforcement bodies — FIC, FSCA, CIPC, NPA, SAPS, SARB, SARS, JSE, SIU, and the National Treasury — ensuring that domestic enforcement activity is captured in real time alongside global screening.
International & Multilateral Bodies8 bodies
United NationsInterpolWorld BankEBRDIADBAfrican Development BankESMAEuropol
UN Security Council Sanctions Regimes
Resolution 751 (1992) — Al-Shabaab / Somalia
Resolutions 1267/1989/2253 — ISIL (Da'esh), Al-Qaida
Resolution 1518 (2003) — Iraq & Kuwait
Resolution 1533 (2004) — Democratic Republic of Congo
Resolution 1591 (2005) — Sudan
Resolution 1636 (2005) — Lebanon
Resolution 1718 (2006) — DPRK (North Korea)
Resolution 1970 (2011) — Libya
Resolution 1988 (2011) — Taliban
Resolution 2048 (2012) — Guinea-Bissau
Resolution 2127 (2013) — Central African Republic
Resolution 2140 (2014) — Yemen
Resolution 2206 (2015) — South Sudan
Resolution 2653 (2022) — Haiti
Multilateral Development Bank Debarment
World Bank — Listing of Ineligible Firms and Individuals
World Bank — Other Sanctions
African Development Bank (AfDB) — Debarred Entities
Asian Development Bank (ADB) — Sanctions List
Inter-American Development Bank (IADB) — Sanctioned Firms and Individuals
European Bank for Reconstruction and Development (EBRD) — Ineligible Entities
International Law Enforcement
Interpol — Red Notices (all active notice categories)
Europol — Most Wanted
European Securities and Markets Authority (ESMA) — Enforcement Actions
EU Air Safety List (European Commission)
South Africa — What This Means for Accountable Institutions
When your compliance officer runs a single check on InTouch, the platform simultaneously queries all applicable sources from across this entire database — in under 3 seconds. For a South African institution, that single check covers: the FIC's own watchlists, FSCA enforcement actions, SAPS wanted lists, CIPC company status, SARB regulatory actions, SARS enforcement, all active UN Security Council designations, the full OFAC SDN list across all 40+ programmes, the EU consolidated restrictive measures (50+ regimes), HMT/OFSI lists (30+ regimes), and 1,400+ additional enforcement and regulatory lists — plus PEP/PIP screening across all categories and adverse media in 30+ languages.
This is the breadth of coverage that the FIC Act's requirement to "apply a risk-based approach" demands in practice. No single compliance officer, no manual process, and no legacy vendor arrangement can replicate this in under 3 seconds with a full, timestamped, cryptographically sealed audit record attached.
Source List Disclaimer: The enforcement and sanctions source lists contained in this document are reproduced from InTouch's published source documentation (Enforcement Lists and Sanctions Sources, © 2026 InTouch International). These lists are subject to continuous update. The complete, current source list is available at portal.intouch.io. Accountable institutions remain responsible for ensuring their screening programme is adequate for their specific risk profile. This document does not constitute legal advice.
Demonstrate your FATF alignment today
InTouch gives your compliance team the tools, the audit trail, and the documented evidence to satisfy every applicable FATF Recommendation. Start your free trial or book a compliance-focused demo with our team.
No credit card required · Cancel anytime